How much does car insurance cost in California?

The average rate we track across California for the 25-55 driver, Full coverage, Good credit bracket is $180.74 a month.

Car insurance in California.

$180.74

Avg / month, this bracket

-14%

vs national

Minimum coverage requirement

California requires minimum liability coverage of 30/60/15, raised from 15/30/5 in 2025.

3,980,000 people, from $172.90/mo

1,420,000 people, from $123.58/mo

Compare insurers

See how the same carriers rank across every city we track, not just California.