openrate index
Log in Create account
open/ WY/ cheyenne

Cheapest car insurance in Cheyenne, Wyoming

Wyoming requires minimum liability coverage of 25/50/20. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Wyoming →

Pulled directly from carrier rate filings for this city.

Cheyenne is a smaller market, 65,132 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 64% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 8% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $114.44
02 American NationalFiled rate, credit/record adjusted $116.23
03 State FarmFiled rate, credit/record adjusted $160.85
04 FarmersFiled rate, credit/record adjusted $167.10
05 GEICOFiled rate, credit/record adjusted $285.90
06 AllstateFiled rate, credit/record adjusted $313.77
Rate explainer
Why is your best rate $114.44 and not $209.31?

Cheyenne is priced against 6 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-47.09
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, One ticket (modeled) +$30.82
Refine my profile Create account to save
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.