Cheapest car insurance in Spokane, Washington

Washington requires minimum liability coverage of 25/50/10. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Washington →

Pulled directly from carrier rate filings for this city.

With 228,989 residents, Spokane sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. Insurers are moderately spread out in Spokane, about 21% between the cheapest and priciest filed rate, so shopping around still moves the number. On average, rates here land close to the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 GEICOFiled rate $169.08
02 FarmersFiled rate $188.17
03 ProgressiveFiled rate $196.50
04 TravelersFiled rate $197.67
05 AllstateFiled rate $207.67
06 State FarmFiled rate $212.33
07 NationwideFiled rate $214.08
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Rate explainer
Why is your best rate $169.08 and not $209.31?

Spokane is priced against 7 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-11.39
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, Clean (modeled) +$0.00
What if
What would change your rate here?

Based on the modeled credit/record adjustment on top of this city's filed 25-55 driver, Full coverage, Good credit base rate. Not a quote.

About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.