Cheapest car insurance in Portland, Oregon

Oregon requires minimum liability coverage of 25/50/20, plus $15,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Oregon →

Pulled directly from carrier rate filings for this city.

With 641,162 residents, Portland sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 68% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, rates here land close to the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 Oregon Mutual InsuranceFiled rate $123.83
02 USAAFiled rate $143.83
03 TravelersFiled rate $167.75
04 Country FinancialFiled rate $170.75
05 GEICOFiled rate $175.25
06 NationwideFiled rate $196.58
07 State FarmFiled rate $267.50
08 FarmersFiled rate $283.33
09 ProgressiveFiled rate $383.25
Rate explainer
Why is your best rate $123.83 and not $209.31?

Portland is priced against 9 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$3.14
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.