Cheapest car insurance in Buffalo, New York

New York requires minimum liability coverage of 25/50/10. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Pulled directly from carrier rate filings for this city.

With 278,000 residents, Buffalo sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 74% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 52% more than the national baseline we track.