Cheapest car insurance in Saint Paul, Minnesota

Minnesota requires minimum liability coverage of 30/60/10, plus $40,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Pulled directly from carrier rate filings for this city.

With 311,527 residents, Saint Paul sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 47% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 7% more than the national baseline we track.