Cheapest car insurance in Portland, Maine

Maine requires minimum liability coverage of 50/100/25, plus uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Maine →

Pulled directly from carrier rate filings for this city.

Portland is a smaller market, 68,408 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 56% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, rates here land close to the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 TravelersFiled rate, credit/record adjusted $114.24
02 GEICOFiled rate, credit/record adjusted $152.64
03 ProgressiveFiled rate, credit/record adjusted $180.12
04 Auto-OwnersFiled rate, credit/record adjusted $183.12
05 AllstateFiled rate, credit/record adjusted $221.40
06 FarmersFiled rate, credit/record adjusted $222.12
07 MMG InsuranceFiled rate, credit/record adjusted $256.20
08 State FarmFiled rate, credit/record adjusted $262.44
Rate explainer
Why is your best rate $114.24 and not $209.31?

Portland is priced against 8 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-71.09
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, At-fault crash (modeled) +$60.82
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.