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Cheapest car insurance in Aurora, Illinois

Illinois requires minimum liability coverage of 25/50/20, plus uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Illinois →

Pulled directly from carrier rate filings for this city.

With 180,542 residents, Aurora sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 50% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 11% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 TravelersFiled rate, credit/record adjusted $143.32
02 GEICOFiled rate, credit/record adjusted $152.21
03 ProgressiveFiled rate, credit/record adjusted $152.52
04 Auto Club GroupFiled rate, credit/record adjusted $155.10
05 Auto-OwnersFiled rate, credit/record adjusted $177.42
06 NationwideFiled rate, credit/record adjusted $182.69
07 ErieFiled rate, credit/record adjusted $200.78
08 Country FinancialFiled rate, credit/record adjusted $223.61
09 AllstateFiled rate, credit/record adjusted $284.06
Rate explainer
Why is your best rate $143.32 and not $209.31?

Aurora is priced against 9 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-59.52
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$35.95
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.