Cheapest car insurance in Colorado Springs, Colorado

Colorado requires minimum liability coverage of 25/50/15. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Colorado →

Pulled directly from carrier rate filings for this city.

With 478,961 residents, Colorado Springs sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 64% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 36% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 American NationalFiled rate $142.42
02 USAAFiled rate $191.42
03 GEICOFiled rate $232.42
04 ProgressiveFiled rate $261.75
05 California CasualtyFiled rate $271.58
06 Auto-OwnersFiled rate $335.42
07 AllstateFiled rate $353.58
08 State FarmFiled rate $368.92
09 FarmersFiled rate $397.08
Rate explainer
Why is your best rate $142.42 and not $209.31?

Colorado Springs is priced against 9 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$74.53
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.