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Cheapest car insurance in Fayetteville, Arkansas

Arkansas requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Arkansas →

Pulled directly from carrier rate filings for this city.

Fayetteville is a smaller market, 93,949 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 60% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 33% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 GEICOFiled rate, credit/record adjusted $156.34
02 Shelter InsuranceFiled rate, credit/record adjusted $185.69
03 Auto-OwnersFiled rate, credit/record adjusted $208.53
04 FarmersFiled rate, credit/record adjusted $263.60
05 NationwideFiled rate, credit/record adjusted $272.59
06 AllstateFiled rate, credit/record adjusted $341.00
07 ProgressiveFiled rate, credit/record adjusted $345.65
08 Southern Farm BureauFiled rate, credit/record adjusted $348.54
09 Alfa InsuranceFiled rate, credit/record adjusted $388.12
Rate explainer
Why is your best rate $156.34 and not $209.31?

Fayetteville is priced against 9 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$15.60
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$53.98
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.